Comprehensive coverage for workplace injuries and illnesses, ensuring your employees receive proper care while protecting your business from liability.
Workers' compensation insurance is not just a legal requirement in California—it's essential protection for your business and your employees. Our comprehensive coverage ensures that workplace injuries and illnesses are handled professionally, compassionately, and efficiently.
When workplace accidents happen, you need more than just basic coverage. Prime Coverage Pro provides complete workers' compensation solutions that protect your employees' health and financial security while safeguarding your business from costly litigation and regulatory penalties.
Our experienced team understands the complexities of California workers' compensation law and works diligently to ensure your coverage meets all state requirements while providing the best possible protection for your unique business needs.
Our workers' compensation insurance provides comprehensive protection for all types of workplace injuries and illnesses.
Complete coverage for all necessary medical treatment, including emergency care, surgery, rehabilitation, and ongoing medical needs.
Temporary and permanent disability benefits to replace lost wages when employees cannot work due to workplace injuries.
Financial support for families in the tragic event of a work-related fatality, including burial expenses and ongoing support.
We understand that different industries face unique risks. Our workers' compensation coverage is tailored to meet the specific needs of your industry.
Specialized coverage for high-risk industries with comprehensive protection for workplace accidents, equipment-related injuries, and occupational illnesses.
Tailored coverage for office environments addressing ergonomic injuries, stress-related conditions, and workplace safety concerns.
Comprehensive protection for healthcare workers facing unique occupational hazards including infectious diseases and patient-related injuries.
Specialized coverage for transportation companies addressing vehicle accidents, loading injuries, and driver-specific risks.
When workplace injuries occur, our streamlined claims process ensures quick, fair resolution with minimal disruption to your business.
Immediately report the workplace injury through our 24/7 hotline or online portal.
Employee receives immediate medical attention from our network of approved healthcare providers.
Our claims team conducts a thorough investigation to determine coverage and benefits.
Quick resolution with appropriate benefits and support for return-to-work programs.
Clear answers to the most common workers' compensation questions from California employers.
Yes. California law requires all employers to carry workers' compensation insurance, even if you have only one employee or employ family members.
Premiums are typically based on your industry, payroll, claims history, and risk profile. Our team helps you understand and manage the factors that influence your costs.
Work-related injuries are generally covered, whether they occur on-site or off-site, as long as the employee was performing job-related duties when the incident occurred.
Yes. Implementing safety programs, return-to-work plans, and proactive claims management can improve your loss experience and help lower premiums over time.
Get comprehensive workers' compensation coverage that meets California requirements and exceeds your expectations.